How to Add a Credit Card to Xero
- George Apostolov
How to Add a Credit Card to Xero: step-by-step guide
On Xero's main dashboard, go to the top menu bar and click 'Accounting'.
Select 'Bank Accounts' from the list of options.
After that, click 'Add Bank Account'.
Tap 'Add Without Bank Feed' at the top-right corner.
Subsequently, read the terms and click 'Continue'.
Enter the 'Bank Name' and 'Account Name' into their respective input fields.
Tap the 'Account Type' menu afterwards.
Select 'Credit Card' from the given choices.
Following that, provide the last four digits of your credit card and specify its currency.
Once done, click 'Add Account'.
After completing these steps, your credit card will be added to your Xero organization.
Quick answer: To add a credit card in Xero, go to Accounting, select Bank Accounts, and click Add Bank Account. Next, choose Add Without Bank Feed, agree to the terms, enter your bank and account details, select Credit Card as the account type, provide your card digits and currency, and click Add Account.
About this Xero tutorial
Easily link a credit card to your Xero organization by entering your account details and selecting Credit Card as the account type. This guide shows how to add a Credit Card to Xero in 11 steps, starting with "On Xero's main dashboard, go to the top menu bar and click 'Accounting'" and finishing with "After completing these steps, your credit card will be added to your Xero organization". The interactive demo above is a click-through copy of the real Xero interface, so you can rehearse each step before doing it in your own account.
Frequently asked questions
How many steps does it take to add a Credit Card to Xero?
11 steps. Each one is listed in order above, and the demo highlights exactly where to click.
Can I try it without changing my own account?
Yes. Clicking through the demo doesn't touch your Xero data or settings. Once you know the flow, repeat it in your own workspace.
This tutorial is filed under Xero. Related guides: How to Add a Credit Note in Xero, How to Add a Discount to an Invoice in Xero and How to Add a Manual Journal Entry in Xero. Last reviewed 05 Oct 2026.
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